How Much Protection Insurance Do I Need Overall?
Working out how much protection insurance you need can feel complicated. You may want enough cover to protect your mortgage, replace lost income and support your family, but you probably do not want to pay for more protection than you realistically need. The right amount of protection insurance depends on your income, debts, monthly expenses, […]
Is Income Protection Worth It in the UK?
When it comes to protecting your income and your family’s financial future, you may be asking: is income protection worth it in the UK? With several types of protection insurance available including life insurance, critical illness cover and income protection insurance it can feel difficult to decide which type of cover you genuinely need. At […]
Who Should Consider Short-Term Income Protection? | BSL Assured UK
Who Should Consider Short-Term Income Protection? Life is unpredictable. An unexpected illness or injury could affect your ability to work and earn your usual income. Short-term income protection insurance is designed to provide temporary financial support if you cannot work because of illness or injury. It can help replace part of your income for a […]
How to Protect Your Family When Buying Your First Home
Buying your first home is an exciting milestone, but it also comes with new responsibilities especially when it comes to protecting your family’s financial future. Whether you are a first-time buyer or currently saving for your move, it is important to think beyond mortgage repayments. Life can be unpredictable, and having the right protection insurance […]
When Does Critical Illness Insurance Not Pay Out?
Critical illness insurance can offer important financial support if you are diagnosed with a serious illness. It can help with mortgage payments, household bills, debts, recovery costs, or changes needed at home. However, critical illness cover does not pay out in every situation. Understanding when critical illness insurance may not pay out can help UK […]
How Long Should My Deferred Period Be?
When choosing protection insurance, one of the key decisions you may need to make is the length of your deferred period. This is especially important if you are considering income protection insurance, and it may also be relevant when reviewing critical illness cover. Your deferred period can affect how quickly your cover may support you, […]
How long does a critical illness claim take? A Clear Guide for UK Families
Facing a serious illness is challenging enough without additional stress about insurance claims. If you have critical illness cover as part of your protection insurance, you may wonder how long it will take to get your claim paid. Understanding the timeline and process can make a difficult time a little easier. In this blog, we’ll […]
Protection Solutions For Self-Employed
PROTECTION OPTIONS FOR SELF-EMPLOYED What Happens if You’re Self-Employed and Can’t Work? Being self-employed has many freedoms. You choose your hours, your clients, and how you work. But it also means you don’t have the safety net that some employees get if they can’t work due to illness or injury. If you’re self-employed and suddenly […]
Income Protection vs ASU Insurance: Understanding the Key Differences in the UK
When it comes to protecting your income and financial wellbeing, two types of insurance often come up: Income Protection insurance and Accident, Sickness & Unemployment insurance (ASU). Both policies are designed to provide financial support if you cannot work, but they operate very differently. Understanding the difference between income protection and ASU insurance is important […]
INCOME PROTECTION vs CRITICAL ILLNESS COVER – WHICH IS BETTER?
Income Protection vs Critical Illness – Which is Better? When it comes to protecting your income and your family’s future, understanding your options is crucial. Two common types of protection insurance in the UK are income protection and critical illness cover. But what’s the difference, and which one should you consider? In this article, we’ll […]