How Much Protection Insurance Do I Need Overall?
Working out how much protection insurance you need can feel complicated. You may want enough cover to protect your mortgage, replace lost income and support your family, but you probably do not want to pay for more protection than you realistically need. The right amount of protection insurance depends on your income, debts, monthly expenses, […]
Can I Get Protection if I Already Have Health Issues?
Understanding Protection Insurance Options in the UK Having an existing medical condition does not necessarily mean protection insurance is unavailable. Many people with ongoing or previous health issues can still obtain life insurance, critical illness cover, or income protection in the UK. However, the cover offered, the monthly premium, and any policy exclusions will depend […]
Is Income Protection Worth It in the UK?
When it comes to protecting your income and your family’s financial future, you may be asking: is income protection worth it in the UK? With several types of protection insurance available including life insurance, critical illness cover and income protection insurance it can feel difficult to decide which type of cover you genuinely need. At […]
Why Honesty on Your Protection Insurance Application is Critical
Applying for protection insurance is an important step in safeguarding your family’s financial future. Whether you are arranging life insurance, critical illness cover, or income protection, the information you provide on your application matters. Being honest on your protection insurance application can make the difference between a claim being paid smoothly or refused later due […]
How Long Should My Deferred Period Be?
When choosing protection insurance, one of the key decisions you may need to make is the length of your deferred period. This is especially important if you are considering income protection insurance, and it may also be relevant when reviewing critical illness cover. Your deferred period can affect how quickly your cover may support you, […]
Can I Get Life Insurance with a Pre-Existing Condition?
If you have a health condition, you might wonder whether life insurance with a pre-existing condition is available to you. The good news is that many people with pre-existing conditions can still get protection insurance in the UK. At BSL Assured, we want to help you understand your options and make the right choices for […]
Is Protection Insurance Required for a Mortgage? What UK Homebuyers Should Know
Is Protection Insurance Required for a Mortgage? Buying a home is a major milestone and one of the biggest financial commitments many people will ever make. For most UK homebuyers, a mortgage makes homeownership possible. But with that commitment comes a serious question: Is protection insurance required for a mortgage? The simple answer is: protection […]